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Personal Finance, 2e by Walker/Walker offers students an engaging treatment of personal finance, while incorporating unique themes, an application-driven pedagogy, and a definitive action plan. Unlike other texts on the market, it offers a frank and timely discussion of living within one’s means and incorporating personal values and priorities into a personal financial plan. The intent is to help readers set priorities that guide their finances, rather than the other way around. This book establishes a path toward financial freedom that is less about accumulating wealth and more about building a future tailored to individual goals. With Walker/Walker, your future looks bright!
Section One: MONEY $ MONEY $ MONEY $
Chapter 1 Money Matters: Values, Vision, Mission, and You
Chapter 2 Time Value of Money
Chapter 3 Planning and Budgeting
Chapter 4 Financial Instruments and Institutions
Section Two: CREDIT MANAGEMENT
Chapter 5 Consumer Credit: Credit Cards and Student Loans
Chapter 6 Credit Bureau Reports and Identity Theft
Chapter 7 Auto and Home Loans
Chapter 8 Debt, Foreclosure, and Bankruptcy
Section Three: LIMITING YOUR LIABILITY
Chapter 9 Tax Management
Chapter 10 Insurance: Covering Your Assets
Section Four: WEALTH ACCUMULATION
Chapter 11 Investment Basics
Chapter 12 Mutual Funds
Chapter 13 Stocks
Chapter 14 Bonds
Chapter 15 Real Estate Investments
Section Five: PERPETUAL PAYOFFS
Chapter 16 Retirement and Estate Planning
Chapter 17 Financial Planning for Life
About the Author
Robert B. Walker
Robert B. Walker Bob works at the University of Iowa, Tippie College of Business in the John Pappajohn Entrepreneurial Center, where he teaches students to pursue their passions and turn those passions into profit. He received his bachelor’s degree in philosophy from Miami University, an MBA from the University of Iowa, and a PhD from Iowa State University. He spent 18 years working in community banks before starting his own consulting practice. During this time, he was the Executive Director of the East Central Iowa Chapter of the American Institute of Banking, a division of the American Bankers Association. He taught for nine years at Kirkwood Community College as Banking and Finance Coordinator and for five years at Mount Mercy University as Department Chair before returning to the University of Iowa, his Alma mater. Dr. Walker served on the Associates Degree Board of Commissioners for the Accreditation Council for Business Schools & Programs (ACBSP) and was actively involved in Kirkwood Community College’s initial ACBSP accreditation. He was a Sam M. Walton fellow at Kirkwood Community College, starting the school’s Students in Free Enterprise (SIFE) team and is currently lead Sam M. Walton Fellow for the University of Iowa’s Enactus team. He is also faculty adviser at the University of Iowa for the Sigma Nu Tau entrepreneurial honors society and I-Envision, the University
Kristy Walker
Kristy P. Walker is a Lecturer in the Department of Management Sciences, at the University of Iowa, Tippie College of Business. She has also served as Adjunct Associate Professor for the College of Public Health at the University of Iowa and the Community Chief Information Officer for the University of Iowa Health Venture, a nonprofit corporation organized and operated to support the clinical, research, and academic missions of UI Health Care. She received her bachelor’s degree in computer science and an MBA from the University of Iowa. She has publications with the Journal of American Medical Record Association and proceedings from the Health Information and Management Systems Society (HIMSS) and the American Medical Informatics Association (AMIA). She has served on the State of Iowa Electronic Health Information Advisory Council and as the Advocacy Chair and President Elect on the Healthcare Information and Management Systems Society (HIMSS) Iowa Chapter Board.
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highered What is Evergreen View Edition Updates Move to New Edition View newer edition <p>Hello world</p> What is Evergreen <ul> <li>Rent or purchase for a fraction of the printed textbook price</li> <li>Rental transaction occurs through McGraw Hill's authorized rental partner</li> </ul> <ul> <li>Purchase un-bound 3-ring binder ready textbook</li> <li>Flexibility and ease of selecting chapters to take where you want to go</li> </ul> <ul> <li>Rent or purchase for a fraction of the printed textbook price</li> <li>Easily highlight, take notes and search</li> <li>Download the free ReadAnywhere App for offline access and anytime reading</li> <li><b>Note:</b> the eBook does not include access to Connect. If your instructor assigned Connect, click the "Digital" tab.</li> </ul> Watch a quick video to learn more <p style="text-align: left;">* By purchasing <b>lifetime</b> access to this McGraw Hill eBook title, you have access to the title for as long as it is available through the McGraw Hill Bookshelf website.</p> <ul> <li><b>Note: Connect can only be accessed if your instructor is using Connect in your course.</b></li> <li>Personalize your learning, save time completing homework, and possibly earn a better grade</li> <li>Download free ReadAnywhere App for offline access to eBook for anytime reading</li> <li>Access to eBook, homework and adaptive assignments, videos, and study resources</li> </ul> View Features of Textbook rental Features <ul> <li>Rent for a fraction of the printed textbook price</li> <li>Complete text bound in hardcover or softcover</li> </ul> <div><b> Note:</b> Payment through authorized rental partners</div> View Features of Connect access purchase Features <ul> <li><b>Digital access</b> to a comprehensive online learning platform</li> <li>Includes <b>homework</b>, <b>study tools</b>, <b>eBook, and adaptive assignments</b></li> <li>Download the <b>free </b><a href="/content/mhe/en_us/learning-solutions/digital-solutions/mhebook.html"><span class="link-dark-underline">ReadAnywhere app</span></a> to access the eBook offline</li> <li>Check with your instructor to see if a discounted loose-leaf version is available for purchase within Connect for an additional charge.</li> </ul> View Features of Loose-Leaf purchase Features <ul> <li>Unbound loose-leaf version of full text</li> <li>Discount loose-leaf available within Connect</li> </ul> View shipping options <ul> <li>A <b>personalized </b>and dynamic learning experience</li> <li>Adaptive learning will <b>focus </b>your study time </li> <li>Integrated <b>eBook </b>for additional support</li> <li>Exercise and lecture videos, interactives, and extra practice materials</li> </ul> Features <p>Complete 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assignments</b></li> <li>Explore the <b>free </b><a href="/content/mhe/en_us/learning-solutions/digital-solutions/mhebook.html"><span class="link-dark-underline">ReadAnywhere app</span></a> app to access the eBook offline</li> </ul> <p><span><b>Note:</b> Connect can only be used if assigned by your instructor. </span></p> Learn more about Connect <p><span><span><span class="link-dark-underline">Learn more about Connect</span></span></span></p> <span><span><b>Note:</b> Does <b>not</b> come with digital platform access (e.g. Connect, ALEKS, SIMnet etc.)</span></span> Learn more about ALEKS 360> View Features of ebook rental Features <ul> <li>Highlight, take notes, and search</li> <li>Download the<b> free </b><a href="/content/mhe/en_us/learning-solutions/digital-solutions/mhebook.html"><span class="link-dark-underline">ReadAnywhere app</span></a> for offline and mobile access</li> </ul> <div>Note:<b> Connect access NOT included.</b> If Connect is required for your course, click the "Connect" tab.</div> Check out this video to learn more about eBooks > Watch to learn more about the eBook <p><u>Watch to learn more about the eBook</u></p> <span><span><b>Note:</b> GO can only be used if assigned by your instructor. <a href="https://www.mheducation.com/highered/go"><span class="link-dark-underline"><b>Learn more about GO</b></span></a></span></span> View features of Mcgraw HIll GO Features <ul> <li><b>Digital access</b> to eBook+ embedded in your school's Learning Management System (LMS)</li> <li>Includes full <b>eBook</b> and chapter questions</li> <li>Download the<b> free</b> <a href="/content/mhe/en_us/learning-solutions/digital-solutions/mhebook.html" target="_self"><span class="link-dark-underline">ReadAnywhere app</span></a> for offline and mobile access</li> </ul> <p style="padding-bottom: 16px; margin-bottom: 0px;"> <span> <strong>eBook Features:</strong> </span> </p> <ul style="list-style: none; padding-left: 0; margin: 0;"> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Normally the lowest price option for student </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Integrates in your LMS </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Accessible tools for students, including read-aloud functionality, jump links and dynamic note-taking and highlighting features </span> </li> </ul> <p style="padding-bottom: 16px; margin-bottom: 0px;"> <span> <strong>Connect Features:</strong> </span> </p> <ul style="list-style: none; padding-left: 0; margin: 0;"> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Integrates in your LMS. </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Prebuilt courses, presentation slides and instructor resources. </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Test question banks, adaptive assignments, essay prompts, video content and more interactive exercises specific to your course subject. </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> eBook access (with included <a href="/content/mheducation/us/en/highered/digital-products/mhebook">ReadAnywhere app</a>). </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Print book add-on availability. </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Remote proctoring. </span> </li> </ul> Connect - Take a Tour Connect - Take a Tour Connect - Take a Tour Take a Tour Connect - Take a Tour Connect - Learn More Connect - Learn More Connect - Learn More Learn More Connect - Learn More <p>Connect supports instructors in guiding students to work through challenges - not around them - building real readiness grounded in critical thinking, application, and lasting skills.</p> <p>With integrated course materials, assignments, and interactive tools, instructors can streamline course management while creating more meaningful learning experiences while saving time. Login or join Connect to discover resources built to support you. </p> <p>Every Connect title includes tools and resources to support teaching and learning. Below are some of the available features for your course.</p> LMS Integration Prebuilt Course Materials Adaptive Assignments eBook Access Print Add-On Remote Proctoring <h3>Learn how Connect can enhance your course </h3> Explore Assignments for Your Course <p style="padding-bottom: 16px; margin-bottom: 0px;"> <span> <strong>Print Features:</strong> </span> </p> <ul style="list-style: none; padding-left: 0; margin: 0;"> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Rentable options available for student use </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Hardcopy and softcover formats available </span> </li> </ul> <p style="padding-bottom: 16px; margin-bottom: 0px;"> <span> <strong>Go Features:</strong> </span> </p> <ul style="list-style: none; padding-left: 0; margin: 0;"> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Integrates in your LMS. </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Assignable readings. </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Auto-graded chapter questions. </span> </li> </ul> Go - Take a Tour Go - Take a Tour Go - Take a Tour Take a Tour Go - Take a Tour Go - Learn More Go - Learn More Go - Learn More Learn More Go - Learn More <p style="padding-bottom: 16px; margin-bottom: 0px;"> <span> <strong>Print Features:</strong> </span> </p> <ul style="list-style: none; padding-left: 0; margin: 0;"> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Free instructor sample copy </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Hardcopy and softcover formats available </span> </li> </ul> <p style="padding-bottom: 16px; margin-bottom: 0px;"> <span> <strong>Connect Loose-Leaf Features:</strong> </span> </p> <ul style="list-style: none; padding-left: 0; margin: 0;"> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Comprehensive online learning platform + unbound loose-leaf print text package. </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Connect includes <strong>homework</strong>, <strong>study tools,</strong> <strong>eBook, and adaptive assignments</strong>. </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Download the <strong>free </strong><a href="https://www.mheducation.com/highered/learning-solutions/digital-solutions/mhebook.html">ReadAnywhere app</a> to access the eBook offline. </span> </li> </ul> Features <ul> <li>Highlight, take notes, and search</li> <li>Download the<b> free </b><a href="/content/mhe/en_us/learning-solutions/digital-solutions/mhebook.html"><span class="link-dark-underline">ReadAnywhere app</span></a> for offline and mobile access</li> </ul> <div>Note:<b> Connect access NOT included.</b> If Connect is required for your course, click the "Connect" tab.</div> Check out this video to learn more about eBooks > Watch to learn more about the eBook <p><u>Watch to learn more about the eBook</u></p> <p style="padding-bottom: 16px; margin-bottom: 0px;"> <span> <strong>Print Features:</strong> </span> </p> <ul style="list-style: none; padding-left: 0; margin: 0;"> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Free instructor sample copy </span> </li> <li style="padding-bottom: 16px; margin-bottom: 0px; display: table; width: 100%;"> <span style="color: #E21A23; display: table-cell; width: 16px; padding-right: 7px; vertical-align: top;"> <uxt-icon icon="check-circle-fill"></uxt-icon> </span> <span style="display: table-cell; vertical-align: top;"> Hardcopy and softcover formats available </span> </li> </ul> eBook Print Connect ALEKS GO GDP Online Only <p><span class="fs-small">* The estimated amount of time this product will be on the market is based on a number of factors, including faculty input to instructional design and the prior revision cycle and updates to academic research-which typically results in a revision cycle ranging from every two to four years for this product. Pricing subject to change at any time.</span></p> <h2><span class="h3"><span class="fw-semibold">Instructor Information</span></span></h2> <h2><span><span class="fs-5"><span class="fw-bolder">Instructor Quick Actions</span></span></span></h2> text Instructor Quick Actions Get Access Get access as soon as you validate! Request Sample Get a copy as soon as validated. Find Rep Find a local rep best suited for you. <h2><span class="fs-5"><span class="fw-bolder">Product Information</span></span></h2> <p>First accordion item</p> Overview Release Notes Table of Contents Author Bios Accessibility Affordability <p>McGraw Hill eBooks and digital platforms use an Evergreen delivery model with a release-centered process that makes it easy to keep courses fresh, engaging, and relevant.</p> <p>Release Notes provide detailed information about new and updated content delivered with each release.</p> <p>Your account requires validation. 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