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Focus on Personal Finance
Focus on Personal Finance

Focus on Personal Finance, 7th Edition

ISBN10: 1260772373 | ISBN13: 9781260772371
By Jack Kapoor, Les Dlabay, Robert J. Hughes and Melissa Hart
© 2022

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* The estimated amount of time this product will be on the market is based on a number of factors, including faculty input to instructional design and the prior revision cycle and updates to academic research-which typically results in a revision cycle ranging from every two to four years for this product. Pricing subject to change at any time.

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Focus on Personal Finance is a brief, 14-chapter text covering the critical topics in Personal Finance courses. Focus is designed and written to appeal to a range of ages, life situations, and financial literacy levels. As the Kapoor author team prepared this edition, they worked hard to include important content in every chapter you can use to develop a plan to build financial security and weather another pandemic, an unexpected job loss, or unexpected life situations.

A unique aspect of this text is its active approach. This text will get your students thinking about their current situation and financial goals and encourage them to put these in writing to use as a guide and revise throughout their lives. Sections are oriented around specific action-items for students. The more a student involves themselves in the assessments, exercises, and worksheets provided, the more they will discover about their current habits and how to improve them for greater financial freedom.

Students have many different financial goals, but none are more important than having a basic understanding of financial issues and peace of mind about their decisions. The ultimate goal of Focus on Personal Finance is to get students to this point as a first step to achieving the many financial goals they have set for themselves.



CHAPTER 1: Personal Financial Planning in Action 

CHAPTER 1: APPENDIX Time Value of Money 

CHAPTER 2: Money Management Skills 

CHAPTER 2: APPENDIX Developing a Career Strategy 

CHAPTER 3: Taxes in Your Financial Plan 

CHAPTER 4: Financial Services: Savings Plans and Payment Accounts 

CHAPTER 5: Consumer Credit: Advantages, Disadvantages, Sources, and Costs 

CHAPTER 5: APPENDIX Education Financing, Loans, and Scholarships 

CHAPTER 6: Consumer Purchasing and Wise Buying Strategies 

CHAPTER 6: APPENDIX Consumer Agencies and Organizations 

CHAPTER 7: Selecting and Financing Housing 

CHAPTER 8: Home and Automobile Insurance 

CHAPTER 9: Health and Disability Income Insurance 

CHAPTER 10: Financial Planning with Life Insurance 

CHAPTER 11: Investing Basics and Evaluating Bonds 

CHAPTER 12: Investing in Stocks 

CHAPTER 13: Investing in Mutual Funds 

CHAPTER 14: Starting Early: Retirement and Estate Planning 

INDEX 
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About the Author

Jack Kapoor

Dr. Jack Kapoor is a Professor of Business and Economics in the Business and Services Division. Dr. Kapoor has taught Business and Economics at College of DuPage since 1969. He received his B.A. and M.S. from San Francisco State College and his Ed.D. from Northern Illinois University. Professor Kapoor was recently awarded the Business and Services Division's Outstanding Professor Award for 1999-2000. Dr. Kapoor is known internationally as a co-author of several textbooks including Business: A Practical Approach (Rand McNally), Business (Houghton Mifflin), and Focus on Personal Finance (Richard D. Irwin/McGraw-Hill).

Les Dlabay

Les Dlabay teaches in the Department of Economics and Business at Lake Forest College, Lake Forest, Illinois. Over the past 25 years, he has taught more than 30 different courses in high school, community college, university, adult education, and teacher preparation programs. Dr. Dlabay has developed a wide variety of textbook materials, student activity guides, instructor manuals, testing programs, audio-visual materials, and software packages in the areas of Personal Finance, Consumer Economics, and International Business. Dr. Dlabay has served as a consultant to corporations, educational institutions, and government agencies. He has presented more than 140 workshops and seminars in over 20 states to encourage teachers to actively involve students in the learning process with video presentations, newsletters, interviews, and Internet research activities.

Robert J. Hughes

Professor of business at Dallas County Community Colleges, believes that these two words can literally change people's lives. Whether you want to be rich or just manage the money you have, the ability to analyze financial decisions and gather financial information are skills that can always be improved. In addition to writing several textbooks, Dr. Hughes has taught personal finance, introduction to business, business math, small business management, small business finance, and accounting since 1972. He also served as a content consultant for two popular national television series, It's Strictly Business and Dollars & Sense: Personal Finance for the 21st Century, and is the lead author for a business math project utilizing computer-assisted instruction funded by the ALEKS Corporation. He received his BBA from Southern Nazarene University and his MBA and EdD from the University of North Texas. His hobbies include writing, investing, collecting French antiques, art, and travel.

Melissa Hart

Melissa Hart is a permanent lecturer in the Poole College of Management at North Carolina State University. She was inducted into the Academy of Outstanding Teachers and nominated for the Gertrude Cox Award for Innovative Excellence in Teaching and Learning with Technology. She teaches courses in personal finance and corporate finance and has developed multiple ways to use technology to introduce real-life situations into the classroom and online environment. Spreading the word about financial literacy has always been a passion of hers. Each year she shares her common sense approach of “No plan is a plan” with various student groups, clubs, high schools, and outside organizations. She is a member of the North Carolina Association of Certified Public Accountants (NCACPA) where she serves on multiple committees. She received her BBA from the University of Maryland and an MBA from North Carolina State University. Prior to obtaining an MBA, she worked eight years in public accounting in auditing, tax compliance, and consulting. Her hobbies include keeping up with her family’s many extracurricular activities and traveling. She travels extensively with her family to enjoy the many cultures and beauty of the state, the country, and the world.

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