Personal Finance, 2020

Grade Levels: 9-12
Personal Finance provides the information needed to help students plan for the future and achieve financial security. Updated and revised important topics like taxes, college loans, health care, and investments to provide the most current information available. Connect: A reliable, easy-to-use homework and learning management solution that embeds learning science and adaptive tools to improve student results.

About the Program

Covering essential topics like credit, housing, legal protections, retirement and estate planning, taxes, college loans, healthcare, investments and more, Personal Finance empowers students with the knowledge they’ll need to prepare for the future and achieve financial security. Digital features include SmartBook 2.0, ReadAnywhere mobile app, and application-based activities.

Program Components

  • CUS MHE High School Personal Finance 6-yr Connect OSE
    CUS MHE High School Personal Finance 6-yr Connect OSE
  • CUS Personal Finance 1-yr Standalone Connect OSE
    CUS Personal Finance 1-yr Standalone Connect OSE
  • Personal Finance Student Edition
    Personal Finance Student Edition
  • Personal Finance, School Print and Digital Student Bundle, 1-year subscription
    Personal Finance, School Print and Digital Student Bundle, 1-year subscription
  • Personal Finance, School Print and Digital Student Bundle, 6-year subscription
    Personal Finance, School Print and Digital Student Bundle, 6-year subscription
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To learn about the specific purchase options for this program, please contact our Customer Service team at 800-338-3987

Additional Details & Resources

1 Planning Your Personal Finances

  • 1 Personal Finance Basics and the Time Value of Money
    Appendix: The Time Value of Money
  • 2 Financial Aspects of Career Planning
    Appendix: Résumés, Cover Letters, and Interviews
  • 3 Money Management Strategy: Financial Statements and Budgeting
    Appendix: Money Management Information Sources and Advisors
  • 4 Planning Your Tax Strategy

2 Managing Your Personal Finances

  • 5 Financial Services: Savings Plans and Payment Accounts
  • 6 Introduction to Consumer Credit
  • 7 Choosing a Source of Credit: The Costs of Credit Alternatives
    Appendix: Education Financing, Loans, and Scholarships

3 Making Your Purchasing Decisions

  • 8 Consumer Purchasing Strategies and Legal Protection
    Appendix: Consumer Protection Agencies and Organizations
  • 9 The Housing Decision: Factors and Finances

4 Insuring Your Resources

  • 10 Property and Motor Vehicle Insurance
  • 11 Health, Disability, and Long-Term Care Insurance
  • 12 Life Insurance

5 Investing Your Financial Resources

  • 13 Investing Fundamentals
  • 14 Investing in Stocks
  • 15 Investing in Bonds
  • 16 Investing in Mutual Funds
  • 17 Investing in Real Estate and Other Investment Alternatives

6 Controlling Your Financial Future

  • 18 Starting Early: Retirement Planning
  • 19 Estate Planning

Jack Kapoor
Dr. Jack Kapoor is a Professor of Business and Economics in the Business and Services Division. Dr. Kapoor has taught Business and Economics at College of DuPage since 1969. He received his B.A. and M.S. from San Francisco State College, and his Ed.D. from Northern Illinois University. Professor Kapoor was recently awarded the Business and Services Division's Outstanding Professor Award for 1999-2000. Dr. Kapoor is known internationally as a co-author of several textbooks, including Business: A Practical Approach (Rand McNally), Business (Houghton Mifflin), and Focus on Personal Finance (Richard D. Irwin/McGraw-Hill).

Les Dlabay
Les Dlabay teaches in the Department of Economics and Business at Lake Forest College, Lake Forest, Illinois. Over the past 25 years, he has taught more than 30 different courses in high school, community college, university, adult education, and teacher preparation programs. Dr. Dlabay has developed a wide variety of textbook materials, student activity guides, instructor manuals, testing programs, audio-visual materials, and software packages in the areas of Personal Finance, Consumer Economics, and International Business. Dr. Dlabay has served as a consultant to corporations, educational institutions, and government agencies. He has presented more than 140 workshops and seminars in over 20 states to encourage teachers to actively involve students in the learning process with video presentations, newsletters, interviews, and Internet research activities.

Robert J. Hughes
Professor of Business at Dallas County Community Colleges, Dr. Hughes believes that the words "Personal Finance" can literally change people's lives. Whether you want to be rich or just manage the money you have, the ability to analyze financial decisions and gather financial information are skills that can always be improved. In addition to writing several textbooks, Dr. Hughes has taught personal finance, introduction to business, business math, small business management, small business finance, and accounting, since 1972. He also served as a content consultant for two popular national television series, It's Strictly Business, and Dollars & Sense: Personal Finance for the 21st Century, and is the lead author for a business math project utilizing computer-assisted instruction funded by the ALEKS Corporation. He received his BBA from Southern Nazarene University and his MBA and Ed.D. from the University of North Texas. His hobbies include writing, investing, collecting French antiques, art, and travel.

Melissa Hart
Melissa Hart is a permanent lecturer in the Poole College of Management at North Carolina State University. She was inducted into the Academy of Outstanding Teachers and nominated for the Gertrude Cox Award for Innovative Excellence in Teaching and Learning with Technology. She teaches courses in personal finance and corporate finance, and has developed multiple ways to use technology to introduce real-life situations into the classroom and online environment. Spreading the word about financial literacy has always been a passion of hers. Each year, she shares her common sense approach of "No plan is a plan" with various student groups, clubs, high schools, and outside organizations. She is a member of the North Carolina Association of Certified Public Accountants (NCACPA), where she serves on multiple committees. She received her BBA from the University of Maryland, and an MBA from North Carolina State University. Prior to obtaining an MBA, she worked eight years in public accounting in auditing, tax compliance, and consulting. Her hobbies include keeping up with her family's many extracurricular activities, and traveling. She travels extensively with her family to enjoy the many cultures and beauty of the state, the country, and the world.