
Focus on Personal Finance
5th EditionISBN10: 0077861744
ISBN13: 9780077861742
Copyright: 2016
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The estimated amount of time this product will be on the market is based on a number of factors, including faculty input to instructional design and the prior revision cycle and updates to academic research-which typically results in a revision cycle ranging from every two to four years for this product. Pricing subject to change at any time.
The estimated amount of time this product will be on the market is based on a number of factors, including faculty input to instructional design and the prior revision cycle and updates to academic research-which typically results in a revision cycle ranging from every two to four years for this product. Pricing subject to change at any time.
Program Details
Chapter 1 Personal Financial Planning in Action
Chapter 2 Money Management Skills
Chapter 3 Taxes in Your Financial Plan
Chapter 4 Financial Services: Saving Plans and Payment Accounts
Chapter 5 Consumer Credit: Advantages, Disadvantages, Sources, and Costs
Chapter 6 Consumer Purchasing Strategies and Wise Buying of Motor Vehicles
Chapter 7 Selecting and Financing Housing
Chapter 8 Home and Automobile Insurance
Chapter 9 Health and Disability Insurance
Chapter 10 Financial Planning with Life Insurance
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 3 Taxes in Your Financial Plan
Chapter 4 Financial Services: Saving Plans and Payment Accounts
Chapter 5 Consumer Credit: Advantages, Disadvantages, Sources, and Costs
Chapter 6 Consumer Purchasing Strategies and Wise Buying of Motor Vehicles
Chapter 7 Selecting and Financing Housing
Chapter 8 Home and Automobile Insurance
Chapter 9 Health and Disability Insurance
Chapter 10 Financial Planning with Life Insurance
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 5 Consumer Credit: Advantages, Disadvantages, Sources, and Costs
Chapter 6 Consumer Purchasing Strategies and Wise Buying of Motor Vehicles
Chapter 7 Selecting and Financing Housing
Chapter 8 Home and Automobile Insurance
Chapter 9 Health and Disability Insurance
Chapter 10 Financial Planning with Life Insurance
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 7 Selecting and Financing Housing
Chapter 8 Home and Automobile Insurance
Chapter 9 Health and Disability Insurance
Chapter 10 Financial Planning with Life Insurance
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 9 Health and Disability Insurance
Chapter 10 Financial Planning with Life Insurance
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Index
About the Author
Jack Kapoor
Dr. Jack Kapoor is a Professor of Business and Economics in the Business and Services Division. Dr. Kapoor has taught Business and Economics at College of DuPage since 1969. He received his B.A. and M.S. from San Francisco State College and his Ed.D. from Northern Illinois University. Professor Kapoor was recently awarded the Business and Services Division's Outstanding Professor Award for 1999-2000. Dr. Kapoor is known internationally as a co-author of several textbooks including Business: A Practical Approach (Rand McNally), Business (Houghton Mifflin), and Focus on Personal Finance (Richard D. Irwin/McGraw-Hill).
Les Dlabay
Les Dlabay teaches in the Department of Economics and Business at Lake Forest College, Lake Forest, Illinois. Over the past 25 years, he has taught more than 30 different courses in high school, community college, university, adult education, and teacher preparation programs. Dr. Dlabay has developed a wide variety of textbook materials, student activity guides, instructor manuals, testing programs, audio-visual materials, and software packages in the areas of Personal Finance, Consumer Economics, and International Business. Dr. Dlabay has served as a consultant to corporations, educational institutions, and government agencies. He has presented more than 140 workshops and seminars in over 20 states to encourage teachers to actively involve students in the learning process with video presentations, newsletters, interviews, and Internet research activities.
Robert J. Hughes
Professor of business at Dallas County Community Colleges, believes that these two words can literally change people's lives. Whether you want to be rich or just manage the money you have, the ability to analyze financial decisions and gather financial information are skills that can always be improved. In addition to writing several textbooks, Dr. Hughes has taught personal finance, introduction to business, business math, small business management, small business finance, and accounting since 1972. He also served as a content consultant for two popular national television series, It's Strictly Business and Dollars & Sense: Personal Finance for the 21st Century, and is the lead author for a business math project utilizing computer-assisted instruction funded by the ALEKS Corporation. He received his BBA from Southern Nazarene University and his MBA and EdD from the University of North Texas. His hobbies include writing, investing, collecting French antiques, art, and travel.
Melissa Hart
Melissa Hart is a permanent lecturer in the Poole College of Management at North Carolina State University. She was inducted into the Academy of Outstanding Teachers and nominated for the Gertrude Cox Award for Innovative Excellence in Teaching and Learning with Technology. She teaches courses in personal finance and corporate finance and has developed multiple ways to use technology to introduce real-life situations into the classroom and online environment. Spreading the word about financial literacy has always been a passion of hers. Each year she shares her common sense approach of “No plan is a plan” with various student groups, clubs, high schools, and outside organizations. She is a member of the North Carolina Association of Certified Public Accountants (NCACPA) where she serves on multiple committees. She received her BBA from the University of Maryland and an MBA from North Carolina State University. Prior to obtaining an MBA, she worked eight years in public accounting in auditing, tax compliance, and consulting. Her hobbies include keeping up with her family’s many extracurricular activities and traveling. She travels extensively with her family to enjoy the many cultures and beauty of the state, the country, and the world.
Connect
By prompting students to engage with key concepts, while continually adapting to their individual needs, Connect activates learning and empowers students to take control resulting in better grades and increased retention rates. Proven online content integrates seamlessly with our adaptive technology, and helps build student confidence outside of the classroom.
Learn MoreConnect Reporting
View complete, at-a-glance reports for individual students or the whole class. Generate powerful data related to student performance across learning outcomes, specific topics, level of difficulty and more. Additionally, you can compare student performance in different sections of the course.
Learn More
LMS Integration
With a single point of access, Connect seamlessly integrates with every learning management system on the market today. Quickly access registration, attendance, assignments, grades, and course resources in real time in one, familiar location.
Implementation and digital support
We provide self-directed resources, local, on campus training, and live webinar sessions, to get you up and running in a way that works for you, and to help you get the most out of Connect. We maintain a technical support team available to both instructors and students for any questions that might arise while using Connect.
Learn MoreAccessibility Rubric
Creating accessible products is a priority for McGraw-Hill. We have put in place processes to make accessibility and meeting the WCAG AA guidelines part of our day-to-day development efforts and product roadmaps.
Please review our accessibility information for this specific product.
In future editions, this rubric will be reformatted to increase accessibility and usability.
McGraw-Hill sites may contain links to websites owned and operated by third parties. These links are provided as supplementary materials, and for learners’ information and convenience only. McGraw-Hill has no control over and is not responsible for the content or accessibility of any linked website.
For further information on McGraw‐Hill and Accessibility, please visit our accessibility page or contact us at accessibility@mheducation.com
Chapter 1 Personal Financial Planning in Action
Chapter 2 Money Management Skills
Chapter 3 Taxes in Your Financial Plan
Chapter 4 Financial Services: Saving Plans and Payment Accounts
Chapter 5 Consumer Credit: Advantages, Disadvantages, Sources, and Costs
Chapter 6 Consumer Purchasing Strategies and Wise Buying of Motor Vehicles
Chapter 7 Selecting and Financing Housing
Chapter 8 Home and Automobile Insurance
Chapter 9 Health and Disability Insurance
Chapter 10 Financial Planning with Life Insurance
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 3 Taxes in Your Financial Plan
Chapter 4 Financial Services: Saving Plans and Payment Accounts
Chapter 5 Consumer Credit: Advantages, Disadvantages, Sources, and Costs
Chapter 6 Consumer Purchasing Strategies and Wise Buying of Motor Vehicles
Chapter 7 Selecting and Financing Housing
Chapter 8 Home and Automobile Insurance
Chapter 9 Health and Disability Insurance
Chapter 10 Financial Planning with Life Insurance
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 5 Consumer Credit: Advantages, Disadvantages, Sources, and Costs
Chapter 6 Consumer Purchasing Strategies and Wise Buying of Motor Vehicles
Chapter 7 Selecting and Financing Housing
Chapter 8 Home and Automobile Insurance
Chapter 9 Health and Disability Insurance
Chapter 10 Financial Planning with Life Insurance
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 7 Selecting and Financing Housing
Chapter 8 Home and Automobile Insurance
Chapter 9 Health and Disability Insurance
Chapter 10 Financial Planning with Life Insurance
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 9 Health and Disability Insurance
Chapter 10 Financial Planning with Life Insurance
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 11 Investing Fundamentals and Bonds
Chapter 12 Investing in Stocks
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Chapter 13 Investing in Mutual Funds
Chapter 14 Starting Early: Retirement and Estate Planning
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Appendix A Education Financing, Loans, and Scholarships
Appendix B Developing a Career Search Strategy
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Appendix C Consumer Agencies and Organizations
Appendix D Daily Spending Diary
Index
Index
About the Author
Jack Kapoor
Dr. Jack Kapoor is a Professor of Business and Economics in the Business and Services Division. Dr. Kapoor has taught Business and Economics at College of DuPage since 1969. He received his B.A. and M.S. from San Francisco State College and his Ed.D. from Northern Illinois University. Professor Kapoor was recently awarded the Business and Services Division's Outstanding Professor Award for 1999-2000. Dr. Kapoor is known internationally as a co-author of several textbooks including Business: A Practical Approach (Rand McNally), Business (Houghton Mifflin), and Focus on Personal Finance (Richard D. Irwin/McGraw-Hill).
Les Dlabay
Les Dlabay teaches in the Department of Economics and Business at Lake Forest College, Lake Forest, Illinois. Over the past 25 years, he has taught more than 30 different courses in high school, community college, university, adult education, and teacher preparation programs. Dr. Dlabay has developed a wide variety of textbook materials, student activity guides, instructor manuals, testing programs, audio-visual materials, and software packages in the areas of Personal Finance, Consumer Economics, and International Business. Dr. Dlabay has served as a consultant to corporations, educational institutions, and government agencies. He has presented more than 140 workshops and seminars in over 20 states to encourage teachers to actively involve students in the learning process with video presentations, newsletters, interviews, and Internet research activities.
Robert J. Hughes
Professor of business at Dallas County Community Colleges, believes that these two words can literally change people's lives. Whether you want to be rich or just manage the money you have, the ability to analyze financial decisions and gather financial information are skills that can always be improved. In addition to writing several textbooks, Dr. Hughes has taught personal finance, introduction to business, business math, small business management, small business finance, and accounting since 1972. He also served as a content consultant for two popular national television series, It's Strictly Business and Dollars & Sense: Personal Finance for the 21st Century, and is the lead author for a business math project utilizing computer-assisted instruction funded by the ALEKS Corporation. He received his BBA from Southern Nazarene University and his MBA and EdD from the University of North Texas. His hobbies include writing, investing, collecting French antiques, art, and travel.
Melissa Hart
Melissa Hart is a permanent lecturer in the Poole College of Management at North Carolina State University. She was inducted into the Academy of Outstanding Teachers and nominated for the Gertrude Cox Award for Innovative Excellence in Teaching and Learning with Technology. She teaches courses in personal finance and corporate finance and has developed multiple ways to use technology to introduce real-life situations into the classroom and online environment. Spreading the word about financial literacy has always been a passion of hers. Each year she shares her common sense approach of “No plan is a plan” with various student groups, clubs, high schools, and outside organizations. She is a member of the North Carolina Association of Certified Public Accountants (NCACPA) where she serves on multiple committees. She received her BBA from the University of Maryland and an MBA from North Carolina State University. Prior to obtaining an MBA, she worked eight years in public accounting in auditing, tax compliance, and consulting. Her hobbies include keeping up with her family’s many extracurricular activities and traveling. She travels extensively with her family to enjoy the many cultures and beauty of the state, the country, and the world.
Connect
By prompting students to engage with key concepts, while continually adapting to their individual needs, Connect activates learning and empowers students to take control resulting in better grades and increased retention rates. Proven online content integrates seamlessly with our adaptive technology, and helps build student confidence outside of the classroom.
Learn MoreConnect Reporting
View complete, at-a-glance reports for individual students or the whole class. Generate powerful data related to student performance across learning outcomes, specific topics, level of difficulty and more. Additionally, you can compare student performance in different sections of the course.
Learn More
LMS Integration
With a single point of access, Connect seamlessly integrates with every learning management system on the market today. Quickly access registration, attendance, assignments, grades, and course resources in real time in one, familiar location.
Implementation and digital support
We provide self-directed resources, local, on campus training, and live webinar sessions, to get you up and running in a way that works for you, and to help you get the most out of Connect. We maintain a technical support team available to both instructors and students for any questions that might arise while using Connect.
Learn MoreAccessibility Rubric
Creating accessible products is a priority for McGraw-Hill. We have put in place processes to make accessibility and meeting the WCAG AA guidelines part of our day-to-day development efforts and product roadmaps.
Please review our accessibility information for this specific product.
In future editions, this rubric will be reformatted to increase accessibility and usability.
McGraw-Hill sites may contain links to websites owned and operated by third parties. These links are provided as supplementary materials, and for learners’ information and convenience only. McGraw-Hill has no control over and is not responsible for the content or accessibility of any linked website.
For further information on McGraw‐Hill and Accessibility, please visit our accessibility page or contact us at accessibility@mheducation.com
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